Insurance Quotes

 Insurance rates fall into two general categories: quoted rates and real rates.  The difference is obvious.  While I can certainly quote you a rate, there is no way to know if the rate is real until you go through the underwriting process.  I would not dream of "baiting and switching" you.  Baiting and switching works like this: I quote a rate to you as if you were an 18 year old marathon runner. You love the rate and go through the underwrinting process.  We find out we can't honor the rate because you are not an 18 year old marathon runner, but because you are already through the process, we hope you will just take the new higher rate. 

 
Call me and we will go through the proper steps to determine what your real  rate will be!